BY USING STOCK INVESTOR PLACE, YOU AGREE TO BE LEGALLY BOUND BY THESE TERMS OF USE, SO PLEASE READ THEM CAREFULLY.

You may not use this Stock Investor Place Web Site for any unlawful intention. Stock Investor Place may alter any term in these Terms of Use at all times. The changes will materialize in these Terms of Use, and your use of this Stock Investor Place Web Site after any alterations have been posted will constitute your agreement to the modified Terms of Use and all of the changes. Therefore, you should read these Terms of Use every time you access this Stock Investor Place Web Site, before you begin utilizing this Stock Investor Place Web Site. You may print a copy of these Terms of Use for your reference. You comprehend and are in agreement that Stock Investor Place may discontinue or adjust this Stock Investor Place Web Site at any moment, without notice. You also understand and agree that Stock Investor Place may terminate or restrict your use of this Stock Investor Place Web Site for any reason without notice.

Membership Eligibility

By using this Web Site, which is a product and or a service from Stock Investor Place, you are representing to Stock Investor Place that you are at least 18 years old (or the minimum legal age in the jurisdiction in which you are viewing this Stock Investor Place Web Site).

Copyright And Intellectual Property Rights

The content shown on this Stock Investor Place Web Site is the property of Stock Investor Place or its licensors and is protected by copyright and further intellectual property laws. The Content consists of for example, stories, tools, calculators and other items shown on the site. This Stock Investor Place Web Site and the Content may only be used solely for your personal and noncommercial use. You are in agreement not to broadcast, distribute, disseminate, replicate, retransmit, circulate, sell or publish the Content to anybody, counting but not limited to others in your company or organization, without the express prior written consent of Stock Investor Place.

This Stock Investor Place Web Site features facts, views, opinions and recommendations of persons and organizations deemed of interest. Stock Investor Place and its Content licensors are not providing investment advice, legal advice, tax advice, or any other professional advice. Stock Investor Place and its Content licensors do not guarantee or warrant the accuracy, completeness or timeliness of, or otherwise approve, these opinions, recommendations and views or advocate the purchase or sale of any security or investment. You should always seek out the assistance of a professional for advice on investments, law, tax, or other professional matters.

Stock Investor Place makes available general financial information created to educate broad segments of the public. Stock Investor Place interactive features are an education and information based service conceived to assist users recognize investment and savings strategies that can aid them realize their financial goals. They do not factor into account all of the distinctive situations that can affect a user's financial decisions, and absolutely nothing contained herein should be deemed personalized investment advice that is tailored to the individual requirements of users. The results gotten by using these features should not serve as the sole or primary source for generating investment decisions. Users should consult their financial advisors to build a personalized plan that factors in their individual needs and situations.

Stock Investor Place Network of Sites Use

Stock Investor Space agrees to let you to use our Network of Sites including Blogs, Big Board forums and MyStockInvestorSpace during the term of this Agreement and subject to the provisions contained below in order to post and read information regarding any topic that you or any other user wishes to post.

Certain areas of this Stock Investor Place Web Site enable you to access online Blogs, Big Board forums and MyStockInvestorSpace where you can put up messages and read messages posted by other users. Some of the Network of Sites topics are selected by Stock Investor Place and others are chosen by users. Stock Investor Place does not sanction, and particularly disclaims any responsibility or liability for, any content posted on the Network of Sites, whether the topic is first selected by Stock Investor Place or a user. The Network of Sites is a free service provided to users of Stock Investor Place. By posting a message and/or a profile, you agree to be bound by the following terms and conditions. If you do not want to be bound by these terms, then do not use the Stock Investor Place Network of Sites.

You agree to be fully responsible for your own postings and agree to access and use the Stock Investor Place Network of Sites at your own risk on an as-is basis. While Stock Investor Place has no obligation to monitor the Network of Sites, it may, from time to time, monitor the Network of Sites to find out whether postings conform to the Terms of Use, to guide the discussion on the Network of Sites, or for other reasons. Stock Investor Place cannot and does not guarantee that it will post or continue to post every message, profile or other content you or other users submit to the Network of Sites. Furthermore, Stock Investor Place holds the right to edit or reduce postings and/or profiles for any reason and to divulge any information as necessary to fulfill any applicable law, regulation, legal process or governmental request, or to edit, decline to post or to eradicate any information or materials, in whole or in part, in Stock Investor Place' sole discretion.

You must adhere to the following rules in connection with your use of Blogs, Big Board forums and MyStockInvestorSpace :

· You are in agreement to post strictly messages that relate to the subject matter of the Big Board forum.

· You are in agreement not to disparage, abuse, hassle, stalk, threaten or otherwise infringe the legal rights of others.

· You are in agreement not to post messages that include material that is inappropriate, disrespectful, slanderous, infringing, obscene, or indecent. This includes any content that contravenes any copyright, patent, trademark, trade secret or other proprietary rights of any party. You are in agreement to give attribution to others when you quote or paraphrase materials owned by others.

· You are in agreement not to impersonate any person or entity, including, for example, a Stock Investor Place staff or misrepresenting your affiliation with a person or entity.

· You are in agreement not to hold contests or distribute chain letters through the Blogs, the Big Board forum and or MyStockInvestorSpace.

· You are in agreement not to break any applicable local, state, national or international law in connection with your use of the Blogs, the Big Board forum and or MyStockInvestorSpace. This includes, among other things, any securities law or regulation.

· You are in agreement not to upload files, or cause users to upload files, that have corrupted files, viruses, or any other comparable software or programs that may negatively affect the operation of another's computer.

· You are in agreement not to advertise or promote any goods or services in the Blogs, the Big Board forum and or MyStockInvestorSpace. This includes, among other things, "chain letters", "junk mail", "pyramid schemes" and "spam."

You must adhere to the following rules in connection with your use of MyStockInvestorSpace:

Pick with care the information you post on MyStockInvestorSpace and what you provide to other members. Your MyStockInvestorSpace profile cannot include the following: last names, street addresses, telephone numbers, photographs containing nudity, and obscene, lewd, harassing, exceptionally violent, sexually explicit or otherwise objectionable subject matter. Even with this prohibition, information supplied by other Stock Investor Space members may have imprecise, unsuitable, distasteful or sexually explicit material, products or services; Stock Investor Space assumes no responsibility or liability for this material. If you are aware of abuse of the MyStockInvestorSpace Services by any individual, please contact Stock Investor Space or click on the "Report User" link at the bottom of any MyStockInvestorSpace page.

· You are in agreement not to disparage, abuse, hassle, stalk, threaten or otherwise infringe the legal rights of others.

· You are in agreement not to post content that include material that is inappropriate, disrespectful, slanderous, infringing, obscene, or indecent. This includes any content that contravenes any copyright, patent, trademark, trade secret or other proprietary rights of any party. You are in agreement to give attribution to others when you quote or paraphrase materials owned by others.

· You are in agreement not to impersonate any person or entity, including, for example, a Stock Investors Place staff or misrepresenting your affiliation with a person or entity.

· You are in agreement not to hold contests or distribute chain letters or solicit personal information of individuals below the age of 18 years.

· You are in agreement not to break any applicable local, state, national or international law in connection with your use of your MyInvestorSpace profile, your Blog and or Forums. This includes, among other things, any securities law or regulation.

· You are in agreement not to upload files, or cause users to upload files, that have corrupted files, viruses, or any other comparable software or programs that may negatively affect the operation of another's computer.

· You are in agreement not to advertise or promote any goods or services in your MyStockInvestorSpace profile, the Blogs, the Big Board forum and or MyStockInvestorSpace. This includes, among other things, "chain letters", "junk mail", "pyramid schemes" and "spam."

Stock Investor Place holds the right to reject, refuse to put up or remove any posting (as well as private messages) by you, or to restrict, suspend, or end your access to all or any part of Stock Investor Place Services at any time, for any or no reason, with or without prior notice, and without liability.

By posting a message, uploading a file, or engaging in any other form of communication through Stock Investor Space’s Network of Sites including Blogs, the Big Board forum and or MyStockInvestorSpace, you are granting Stock Investor Place a perpetual, royalty-free and irrevocable right and license to utilize, replicate, alter, adapt, publish, translate, distribute, send out, publicly display, publicly perform, sublicense, produce derivative works from, transfer, and sell any such messages, files or communications. You are in agreement to indemnify and hold Stock Investor Place and its affiliates and their respective, officers, directors and employees harmless from all claims, damages, losses or costs (including reasonable attorney's fees) that materialize from any of your postings and any content contained therein.

Third Party Site Links

This Stock Investor Place Web Site has hyperlinks to web sites managed by persons other than Stock Investor Place. Such hyperlinks are made available strictly for your reference and convenience. You are in agreement not to hold Stock Investor Place responsible for the material or operation of such web sites. A hyperlink from this Stock Investor Place Web Site to another web site does not indicate or mean that Stock Investor Place approve the content on that web site or the operator or operations of that site. You are solely responsible for deciding the extent to which you may make use of any material at any other web sites to which you might link from this Stock Investor Place Web Site.

If you wish to initiate acquisitions from an area of this Stock Investor Place Web Site or a "co-branded" web site managed by a person other than Stock Investor Place (a "Co-Branded Site"), you may be asked by the merchant or operator of the Co-Branded Site or other person from whom you are initiating the acquisition to provide certain information, such as credit card, debit card, or additional payment mechanism information. You agree not to hold Stock Investor Place liable for any loss or damage of any sort sustained as a result of any such transactions with any Co-Branded Site or merchant or operator of the Co-Branded Site or other person from whom you are initiating the acquisition. You are in agreement that all information you supply in connection with such acquisitions will be precise, comprehensive and current. You are in agreement to pay all charges sustained by users of your credit card, debit card, or other payment mechanism at the prices in effect when such charges are sustained. You also will disburse any pertinent taxes, if any, concerning any acquisitions you make. Each Co-Branded Site will have a description of the site's privacy policy as regards to any personal identifying information you may be required to divulge as part of the acquisition.

Miscellaneous Legal Terms